@font-face {
  font-family: LatoLocal;
  src: url('../fonts/Lato-Regular.ttf') format('truetype');
  font-weight: 400
}

@font-face {
  font-family: LatoLocal;
  src: url('../fonts/Lato-Bold.ttf') format('truetype');
  font-weight: 700
}

@font-face {
  font-family: LatoLocal;
  src: url('../fonts/Lato-Black.ttf') format('truetype');
  font-weight: 900
}

:root {
  --navy: #082035;
  --navy2: #173e63;
  --blue: #064d83;
  --red: #d52d38;
  --text: #0a2d50;
  --muted: #58708a;
  --soft: #f3f7fb;
  --gold: #d9a23a;
  --line: #dfe7ef
}

* {
  box-sizing: border-box
}

html {
  scroll-behavior: smooth
}

body {
  margin: 0;
  font-family: LatoLocal, Lato, Arial, sans-serif;
  color: var(--text);
  background: #fff
}

a {
  text-decoration: none;
  color: inherit
}

.topbar {
  height: 52px;
  background: #1b3e5f;
  color: #fff;
  font-size: 14px
}

.top-inner {
  max-width: 1175px;
  margin: auto;
  height: 52px;
  display: flex;
  align-items: center;
  gap: 25px
}

.top-item {
  white-space: nowrap
}

.top-item a:hover {
  color: #e8b449
}

.ico {
  color: #dfa53d;
  margin-right: 12px
}

.main-header {
  height: 111px;
  background: #fff
}

.header-inner {
  max-width: 1190px;
  height: 100%;
  margin: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 25px
}

.logo-link img {
  display: block;
  width: 410px;
  height: auto;
  max-height: 76px;
  object-fit: contain;
  object-position: left center
}

.quick-links {
  display: flex;
  align-items: center;
  gap: 4px
}

.quick-links a {
  height: 50px;
  padding: 0 10px;
  border: 1px solid #dce5ee;
  border-radius: 7px;
  display: flex;
  align-items: center;
  gap: 7px;
  font-weight: 700;
  font-size: 12px;
  box-shadow: 0 3px 10px rgba(0, 0, 0, .04);
  white-space: nowrap
}

.qicon {
  display: grid;
  place-items: center;
  width: 23px;
  height: 23px;
  border-radius: 50%;
  background: #edf6fc;
  color: #126294;
  font-size: 10px
}

.quick-links .login {
  background: #cc2e38;
  color: #fff;
  border-color: #cc2e38;
  padding: 0 14px
}

.quick-links .login span {
  background: #fff;
  color: #d52d38;
  border-radius: 50%;
  width: 22px;
  height: 22px;
  display: grid;
  place-items: center
}

.mobile-menu {
  display: none;
  border: 0;
  background: none;
  font-size: 28px;
  color: var(--navy)
}

.hero {
  height: 608px;
  background: radial-gradient(circle at 82% 82%, #aeb7c1 0, #728091 20%, #203b55 53%, #0c273e 100%);
  position: relative;
  overflow: hidden
}

.hero:before,
.hero:after {
  content: "";
  position: absolute;
  border: 1px solid rgba(255, 255, 255, .1);
  border-radius: 50%
}

.hero:before {
  width: 900px;
  height: 900px;
  right: -420px;
  top: 80px
}

.hero:after {
  width: 700px;
  height: 700px;
  right: -320px;
  bottom: -480px
}

.hero-inner {
  max-width: 1190px;
  height: 100%;
  margin: auto;
  display: grid;
  grid-template-columns: 1fr 367px;
  align-items: center;
  gap: 60px;
  position: relative;
  z-index: 1
}

.hero-copy {
  padding-top: 4px
}

.pill {
  display: inline-block;
  border: 1px solid rgba(255, 255, 255, .28);
  border-radius: 28px;
  padding: 16px 30px;
  color: #fff;
  font-size: 14px;
  letter-spacing: 2px;
  font-weight: 800;
  margin-bottom: 22px
}

.hero h1 {
  font-size: 62px;
  line-height: 1.02;
  margin: 0 0 30px;
  color: #fff;
  letter-spacing: -1.5px;
  font-weight: 900
}

.hero h1 em {
  font-style: normal;
  color: #ed4851
}

.hero-copy>p {
  font-size: 20px;
  line-height: 1.85;
  color: #fff;
  max-width: 760px;
  margin: 0 0 35px
}

.hero-actions {
  display: flex;
  gap: 15px
}


.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 64px;
  border-radius: 4px;
  padding: 0 27px;
  font-size: 17px;
  font-weight: 800
}

.btn.red {
  background: #d52d38;
  color: #fff
}

.btn.outline {
  border: 1px solid rgba(255, 255, 255, .5);
  color: #fff
}

.registration-card {
  background: #fff;
  border-radius: 11px;
  padding: 40px 35px 25px;
  box-shadow: 0 12px 35px rgba(0, 0, 0, .08)
}

.reg-title {
  display: flex;
  size: 50px;
  align-items: center;
  gap: 17px;
  padding-bottom: 26px;
  border-bottom: 1px solid #e3e7ec
}

.seal {
  width: 61px;
  height: 61px;
  border-radius: 50%;
  background: #eef7fc;
  color: #075083;
  display: grid;
  place-items: center;
  font-size: 30px
}

.reg-title h2 {
  font-size: 21px;
  line-height: 1.1;
  margin: 0 0 12px
}

.reg-title p {
  margin: 0;
  color: #58708a;
  font-size: 13px
}

.reg-row {
  height: 63px;
  border-bottom: 1px solid #e2e7eb;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 15px;
  color: #62758a
}

.reg-row strong {
  color: #082d50;
  font-size: 16px
}

.reg-row:last-child {
  border-bottom: 0
}

.section {
  padding: 90px 0
}

.approach {
  background: #f5f8fb
}

.section-head {
  text-align: center;
  max-width: 850px;
  margin: 0 auto 60px
}

.red-label {
  color: #d42d38;
  font-weight: 900;
  letter-spacing: 3px;
  font-size: 14px;
  margin-bottom: 22px
}

.section-head h2 {
  font-size: 40px;
  margin: 0 0 20px;
  color: #0b3156
}

.section-head p {
  font-size: 18px;
  line-height: 1.5;
  color: #5b7086;
  margin: 0
}

.approach-grid {
  max-width: 1175px;
  margin: auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 37px
}

.approach-card {
  background: #fff;
  border: 1px solid #dce5ee;
  border-radius: 9px;
  min-height: 258px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 30px 35px
}

.round-icon {
  width: 74px;
  height: 74px;
  border-radius: 50%;
  background: #edf6fc;
  display: grid;
  place-items: center;
  font-size: 28px;
  margin-bottom: 20px
}

.approach-card h3 {
  font-size: 21px;
  margin: 0 0 14px
}

.approach-card p {
  font-size: 16px;
  line-height: 1.5;
  color: #5a6e84;
  margin: 0;
  max-width: 500px
}

.facts-placeholder {
  padding: 74px 0 80px;
  background: #f6f9fc
}

.section-head.compact {
  margin-bottom: 0
}

.section-head.compact h2 {
  font-size: 38px;
  color: #111;
  margin-bottom: 18px
}

.blue-lines {
  width: 94px;
  height: 9px;
  border-top: 3px solid #07528c;
  border-bottom: 3px solid #07528c;
  margin: 0 auto 25px
}

.section-head.compact p {
  max-width: 1000px;
  margin: auto;
  color: #101010;
  font-size: 17px;
  line-height: 1.55
}

.resources {
  padding: 0 0 55px;
  background: #fff
}

.resource-wrap {
  max-width: 1175px;
  margin: auto
}

.resource-head {
  margin-bottom: 28px
}

.resource-head h2 {
  font-size: 30px;
  margin-bottom: 10px
}

.resource-head p {
  font-size: 16px
}

.resource-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 15px
}

.resource-card {
  display: flex;
  align-items: center;
  gap: 17px;
  border: 1px solid #dce5ee;
  border-radius: 8px;
  background: #fff;
  padding: 18px 20px;
  min-height: 92px;
  transition: .2s
}

.resource-card:hover {
  box-shadow: 0 8px 25px rgba(5, 35, 60, .08);
  transform: translateY(-1px)
}

.resource-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: #eef6fc;
  color: #0d5889;
  display: grid;
  place-items: center;
  font-weight: 900;
  flex: none
}

.resource-icon.pdf {
  font-size: 11px
}

.resource-card h3 {
  font-size: 17px;
  margin: 0 0 5px
}

.resource-card p {
  margin: 0;
  color: #60748a;
  font-size: 13px
}

.arrow {
  margin-left: auto;
  font-size: 25px;
  color: #c52d38
}

.commission {
  padding: 55px 0 106px
}

.commission-box {
  max-width: 1175px;
  margin: auto;
  background: #f4f8fc;
  border: 1px solid #dce5ee;
  border-radius: 9px;
  text-align: center;
  padding: 52px 30px
}

.commission-icon {
  width: 78px;
  height: 78px;
  border-radius: 50%;
  background: #fff0f1;
  margin: 0 auto 25px
}

.commission-box h2 {
  font-weight: 400;
  font-size: 29px;
  margin: 0 0 16px
}

.commission-box p {
  color: #5f748a;
  font-size: 16px
}

.commission-btn {
  background: #c92630;
  color: #fff;
  margin-top: 12px;
  min-width: 287px
}

.journey {
  height: 420px;
  background: #164b77;
  color: #fff;
  position: relative;
  overflow: hidden;
  border-bottom: 4px solid #d62d39
}

.journey:before,
.journey:after {
  content: "";
  position: absolute;
  border: 1px solid rgba(255, 255, 255, .1);
  border-radius: 50%
}

.journey:before {
  width: 530px;
  height: 530px;
  left: -300px;
  top: -280px
}

.journey:after {
  width: 500px;
  height: 500px;
  right: -300px;
  bottom: -280px
}

.journey-inner {
  position: relative;
  z-index: 1;
  text-align: center;
  padding-top: 100px;
  max-width: 1000px;
  margin: auto
}

.yellow-label {
  color: #f3bc4e;
  letter-spacing: 3px;
  font-weight: 900;
  font-size: 14px;
  margin-bottom: 23px
}

.journey h2 {
  font-size: 38px;
  margin: 0 0 20px
}

.journey p {
  font-size: 18px;
  color: #dce8f2;
  margin: 0 0 38px
}

.whatsapp {
  display: inline-flex;
  background: #21d66a;
  color: #fff;
  padding: 20px 38px;
  border-radius: 5px;
  font-weight: 900;
  font-size: 17px
}

.disclaimer {
  background: #0B1826;
  color: #fff;
  border-top: 0;
  padding: 34px 0 24px
}

.disclaimer-inner {
  max-width: 1370px;
  margin: auto;
  padding:  0px 30px
}

.disclaimer h2 {
  font-size: 16px;
  margin: 0 0 18px
}

.disclaimer p {
  font-size: 10.5px;
  line-height: 1.65;
  color: #b5bdc2;
  margin: 0 0 10px
}

.disclaimer-bottom {
  text-align: center;
  border-top: 1px solid #2a3948;
  margin-top: 20px;
  padding-top: 16px;
  font-size: 11px;
  font-weight: 800
}

.footer {
  background: #061b2d;
  color: #fff;
  border-top: 1px solid #1f3141
}

.footer-main {
  max-width: 1160px;
  margin: auto;
  display: grid;
  grid-template-columns: 1fr 1.55fr;
  gap: 80px;
  padding: 57px 0 48px
}

.footer-name {
  font-size: 25px;
  font-weight: 900
}

.footer-name span {
  color: #df3944
}

.footer-brand-col p {
  font-size: 13px;
  color: #c3d0dc
}

.footer-contact h3 {
  font-size: 16px;
  margin: 0 0 16px
}

.footer-contact p {
  font-size: 11px;
  color: #c3d0dc;
  margin: 0 0 11px
}

.footer-contact a {
  color: #c3d0dc
}

.footer-links {
  display: flex;
  gap: 20px;
  margin-top: 27px;
  align-items: center
}

.footer-links button {
  border: 0;
  background: none;
  color: #12df2d;
  padding: 0;
  font: inherit;
  font-size: 12px;
  cursor: pointer
}

.copyright {
  text-align: center;
  border-top: 1px solid #223544;
  padding: 24px 10px;
  color: #8294a6;
  font-size: 10px
}

.modal {
  position: fixed;
  inset: 0;
  background: rgba(3, 15, 25, .7);
  display: none;
  z-index: 99;
  padding: 30px;
  overflow: auto
}

.modal.open {
  display: flex;
  align-items: center;
  justify-content: center
}

.modal-box {
  background: #fff;
  color: #18354f;
  max-width: 950px;
  width: 100%;
  max-height: 88vh;
  overflow: auto;
  border-radius: 8px;
  padding: 38px 42px;
  position: relative;
  box-shadow: 0 20px 60px rgba(0, 0, 0, .3)
}

.modal-box .close {
  position: absolute;
  right: 15px;
  top: 10px;
  border: 0;
  background: none;
  font-size: 30px;
  color: #777;
  cursor: pointer
}

.modal-box h2 {
  font-size: 29px;
  margin: 0 0 14px
}

.modal-box h3 {
  font-size: 17px;
  margin: 24px 0 9px
}

.modal-box p,
.modal-box li {
  font-size: 14px;
  line-height: 1.65;
  color: #52697e
}

.modal-box a {
  color: #0a5d91;
  text-decoration: underline
}

@media(max-width:1000px) {

  .top-inner,
  .header-inner,
  .hero-inner,
  .resource-wrap,
  .commission-box,
  .footer-main {
    padding-left: 25px;
    padding-right: 25px
  }

  .quick-links a {
    font-size: 10px;
    padding: 0 7px
  }

  .logo-link img {
    width: 330px
  }

  .hero h1 {
    font-size: 49px
  }

  .hero-inner {
    grid-template-columns: 1fr 330px;
    gap: 30px
  }

  .registration-card {
    padding: 28px 25px
  }

  .footer-main {
    grid-template-columns: 1fr 1.3fr
  }
}

@media(max-width:780px) {
  .topbar {
    height: auto
  }

  .top-inner {
    height: auto;
    padding: 10px 15px;
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 8px 18px;
    font-size: 11px
  }

  .main-header {
    height: 82px
  }

  .header-inner {
    padding: 0 15px
  }

  .logo-link img {
    width: 280px
  }

  .quick-links {
    display: none
  }

  .mobile-menu {
    display: block
  }

  .hero {
    height: auto;
    padding: 65px 0 60px
  }

  .hero-inner {
    grid-template-columns: 1fr;
    gap: 35px;
    padding: 0 20px
  }

  .hero h1 {
    font-size: 42px
  }

  .hero-copy>p {
    font-size: 17px;
    line-height: 1.65
  }

  .pill {
    font-size: 11px;
    padding: 13px 18px
  }

  .registration-card {
    max-width: 500px;
    width: 100%;
    margin: auto
  }

  .section {
    padding: 65px 20px
  }

  .section-head h2 {
    font-size: 31px
  }

  .approach-grid,
  .resource-grid {
    grid-template-columns: 1fr
  }

  .facts-placeholder {
    padding: 60px 20px
  }

  .commission {
    padding: 35px 20px 70px
  }

  .journey {
    height: auto;
    padding-bottom: 75px
  }

  .journey-inner {
    padding: 75px 20px 0
  }

  .journey h2 {
    font-size: 31px
  }

  .disclaimer-inner {
    padding: 0 20px
  }

  .footer-main {
    grid-template-columns: 1fr;
    gap: 35px;
    padding: 45px 25px
  }

  .footer-links {
    flex-wrap: wrap;
    gap: 13px 20px
  }
}

@media(max-width:480px) {
  .logo-link img {
    width: 240px
  }

  .hero h1 {
    font-size: 36px
  }

  .hero-actions {
    flex-direction: column
  }

  .btn {
    width: 100%
  }

  .reg-row {
    font-size: 13px
  }

  .reg-row strong {
    font-size: 14px
  }

  .section-head.compact p {
    font-size: 15px
  }

  .modal {
    padding: 10px
  }

  .modal-box {
    padding: 32px 20px
  }

  .footer-links {
    display: grid;
    grid-template-columns: 1fr 1fr
  }
}

/* Pixel-match sizing refinements based on the supplied 1440px screenshots */
body {
  font-family: LatoLocal, Lato, Arial, sans-serif;
  font-size: 16px
}

.topbar {
  font-size: 14px
}

.quick-links a {
  font-size: 12px
}

.hero h1 {
  font-size: 62px;
  line-height: 1.02
}

.hero-copy>p {
  font-size: 20px;
  line-height: 1.85
}

.section-head h2 {
  font-size: 40px
}

.section-head p {
  font-size: 18px
}

.approach-card h3 {
  font-size: 21px
}

.approach-card p {
  font-size: 16px
}

.section-head.compact h2 {
  font-size: 38px
}

.section-head.compact p {
  font-size: 17px;
  line-height: 1.55
}

.factsheet-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-top: 24px;
  min-height: 52px;
  padding: 0 28px;
  background: #c92630;
  color: #fff;
  border-radius: 4px;
  font-size: 15px;
  font-weight: 800;
  box-shadow: 0 5px 14px rgba(201, 38, 48, .15)
}

.factsheet-btn:hover {
  background: #b91f29
}

.pdf-buttons {
  max-width: 1175px;
  margin: 38px auto 0;
  display: flex;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap
}

.pdf-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 22px;
  border: 1px solid #dce5ee;
  border-radius: 5px;
  background: #fff;
  color: #123c61;
  font-size: 14px;
  font-weight: 700
}

.pdf-btn:hover {
  border-color: #c92630;
  color: #c92630
}

/* Disclaimer: headings/lead labels are bold; explanatory text remains normal weight. */
.disclaimer h2 {
  font-size: 16px;
  font-weight: 900
}

.disclaimer p {
  font-size: 10.5px;
  line-height: 1.65;
  font-weight: 400
}

.disclaimer p b {
  font-weight: 900
}

.disclaimer strong{
  color: #fff;
}

.disclaimer-bottom {
  font-size: 11px;
  font-weight: 900
}

@media(max-width:780px) {
  .hero h1 {
    font-size: 42px
  }

  .section-head h2 {
    font-size: 31px
  }

  .section-head.compact h2 {
    font-size: 31px
  }

  .section-head.compact p {
    font-size: 15px
  }

  .pdf-buttons {
    margin-top: 25px
  }
}

@media(max-width:480px) {
  .hero h1 {
    font-size: 36px
  }

  .factsheet-btn {
    width: 100%
  }

  .pdf-btn {
    width: 100%
  }
}

/* Final visual tuning: Cambria typography and screenshot-matched dimensions */
html,
body,
button,
input,
textarea,
select {
  font-family: Cambria, Georgia, serif !important;
}

body {
  font-size: 16px;
}

.topbar,
.top-inner {
  height: 42px;
}

.topbar {
  font-size: 12px;
}

.main-header {
  height: 95px;
}

.logo-link img {
  width: 400px;
  max-height: 70px;
}

.quick-links {
  gap: 4px;
}

.quick-links a {
  height: 50px;
  padding: 0 9px;
  font-size: 10px;
}

.quick-links .login {
  padding: 0 12px;
}

.hero {
  height: 608px;
}

.hero-inner {
  grid-template-columns: 1fr 367px;
  gap: 48px;
  align-items: stretch;
}

.hero-copy {
  padding-top: 131px;
}

.pill {
  padding: 15px 30px;
  margin-bottom: 23px;
  font-size: 11px;
}

.hero h1 {
  font-size: 58px;
  line-height: 1.02;
  margin-bottom: 30px;
  letter-spacing: -1.8px;
}

.hero-copy>p {
  font-size: 20px;
  line-height: 1.85;
  margin-bottom: 35px;
}

.btn {
  min-height: 52px;
  padding: 0 27px;
  font-size: 13px;
}

.registration-card {
  width: 350px;
  height: 380px;
  margin-top: 43px;
  padding: 40px 35px 25px;
}

.reg-title {
  padding-bottom: 26px;
}

.reg-title h2 {
  font-size: 16px;
}

.reg-title p {
  font-size: 13px;
}

.reg-row {
  height: 63px;
  font-size: 15px;
}

.reg-row strong {
  font-size: 16px;
}

.approach {
  padding: 90px 0;
}

.section-head {
  margin-bottom: 60px;
}

.section-head h2 {
  font-size: 40px;
  line-height: 1.15;
}

.section-head p {
  font-size: 18px;
}

.approach-grid {
  max-width: 1175px;
  gap: 37px;
}

.approach-card {
  min-height: 258px;
  height: 258px;
  padding: 30px 35px;
}

.approach-card h3 {
  font-size: 21px;
}

.approach-card p {
  font-size: 16px;
}

.facts-placeholder {
  padding: 74px 0 80px;
}

.section-head.compact h2 {
  font-size: 38px;
}

.section-head.compact p {
  font-size: 17px;
  line-height: 1.55;
}

.factsheet-btn {
  min-height: 44px;
  margin-top: 18px;
  padding: 0 22px;
  font-size: 14px;
  border-radius: 4px;
}

.pdf-buttons {
  margin-top: 28px;
}

.pdf-btn {
  min-height: 44px;
  padding: 0 18px;
  font-size: 13px;
}

.commission-box {
  padding: 52px 30px;
}

.commission-btn {
  min-height: 44px;
  min-width: 287px;
  font-size: 14px;
}

.disclaimer h2 {
  font-size: 16px;
}

.disclaimer p {
  font-size: 10.5px;
  line-height: 1.65;
  font-weight: 400;
}

.disclaimer p b {
  font-weight: 900;
}

.footer-name {
  font-size: 25px;
}

.footer-contact h3 {
  font-size: 16px;
}

.footer-contact p {
  font-size: 11px;
}

@media(max-width:1000px) {
  .logo-link img {
    width: 330px;
  }

  .hero-inner {
    grid-template-columns: 1fr 330px;
  }

  .registration-card {
    width: 330px;
  }

  .hero h1 {
    font-size: 49px;
  }
}

@media(max-width:780px) {
  .logo-link img {
    width: 280px;
  }

  .hero {
    height: auto;
  }

  .hero-inner {
    grid-template-columns: 1fr;
    gap: 35px;
  }

  .hero-copy {
    padding-top: 0;
  }

  .registration-card {
    width: 100%;
    height: auto;
    margin-top: 0;
  }

  .approach-card {
    height: auto;
    min-height: 258px;
  }
}

@media(max-width:480px) {
  .logo-link img {
    width: 240px;
  }

  .hero h1 {
    font-size: 36px;
  }

  .factsheet-btn {
    width: auto;
  }
}

/* =====================================================================
   SMALL SIZE SYSTEM (Cambria) - matches the 1440px reference screenshot
   ===================================================================== */
html,
body,
button,
input,
textarea,
select {
  font-family: Cambria, Georgia, serif !important
}

body {
  font-size: 15px
}

/* section labels / headings / text - same on every section */
.red-label,
.yellow-label {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 2.5px;
  margin-bottom: 16px
}

.section-head h2,
.section-head.compact h2,
.commission-box h2,
.journey h2 {
  font-size: 34px;
  line-height: 1.2;
  font-weight: 700
}

.section-head p,
.section-head.compact p,
.commission-box p,
.journey p {
  font-size: 16px;
  line-height: 1.6
}

.section-head {
  margin-bottom: 45px
}

/* Helping Investors Stay Focused cards */
.approach-grid {
  gap: 30px
}

.approach-card {
  height: auto;
  min-height: 220px;
  padding: 28px 30px
}

.round-icon {
  width: 62px;
  height: 62px;
  font-size: 24px;
  margin-bottom: 16px
}

.approach-card h3 {
  font-size: 20px;
  margin: 0 0 10px
}

.approach-card p {
  font-size: 15px;
  line-height: 1.55
}

/* buttons (all except hero buttons) - same small size */
.factsheet-btn,
.pdf-btn,
.commission-btn,
.whatsapp {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 24px;
  font-size: 14px;
  font-weight: 700;
  border-radius: 4px;
  line-height: 1.2
}

.commission-btn {
  min-width: 250px;
  margin-top: 10px
}

.factsheet-btn {
  margin-top: 20px
}

.pdf-buttons {
  margin-top: 24px;
  gap: 12px
}

.whatsapp {
  padding: 0 30px
}

.journey {
  height: auto;
  padding-bottom: 70px
}

.journey-inner {
  padding-top: 75px
}

.journey p {
  margin-bottom: 28px
}

/* Disclaimer: label bold, text normal */
.disclaimer h2 {
  font-size: 20px;
  font-weight: 700;
  margin: 0 0 16px
}

.disclaimer p {
  font-size: 12.5px;
  line-height: 1.65;
  font-weight: 400;
  margin: 0 0 9px
}

.disclaimer p b {
  font-weight: 700
}

.disclaimer-bottom {
  font-size: 13px;
  font-weight: 700
}

/* footer */
.footer-name {
  font-size: 24px
}

.footer-brand-col p {
  font-size: 13px
}

.footer-contact h3 {
  font-size: 16px
}

.footer-contact p {
  font-size: 13px
}

.footer-links button {
  font-size: 13px
}

.copyright {
  font-size: 12px
}

@media(max-width:780px) {

  .section-head h2,
  .section-head.compact h2,
  .commission-box h2,
  .journey h2 {
    font-size: 27px
  }

  .section-head p,
  .section-head.compact p,
  .commission-box p,
  .journey p {
    font-size: 15px
  }

  .approach-card {
    min-height: 200px
  }
}

@media(max-width:480px) {

  .factsheet-btn,
  .pdf-btn,
  .commission-btn,
  .whatsapp {
    width: 100%;
    min-width: 0
  }
}
/* ===== Footer pop-ups: Privacy / Terms / Grievance / Important Links (same as live site) ===== */
.modal-box h3.sub{font-size:15px;font-weight:400;color:#52697e;margin:0 0 18px}
.modal-box h3.caps{font-size:13px;letter-spacing:1.5px;text-transform:uppercase}
.modal-box ul{margin:8px 0 10px;padding-left:22px}
.modal-box li{margin-bottom:6px}
.modal-box p b.big{font-size:18px;color:#18354f}
.modal-box .form-btn{display:inline-block;background:#c8232f;color:#fff;text-decoration:none;font-weight:700;padding:12px 24px;border-radius:4px;font-size:14px}
.modal-box .steps,.modal-box .ladder{display:grid;gap:12px;margin:10px 0 18px}
.modal-box .step,.modal-box .rung{display:flex;gap:16px;align-items:flex-start;border:1px solid #e1e8ef;border-radius:6px;padding:14px 18px;background:#f8fafc}
.modal-box .num{flex:0 0 36px;height:36px;border-radius:50%;background:#18354f;color:#fff;font-weight:700;font-size:14px;display:flex;align-items:center;justify-content:center}
.modal-box .step h4{margin:0 0 3px;font-size:14px;color:#18354f;letter-spacing:.3px}
.modal-box .step p{margin:0}
.modal-box .rung div{display:flex;flex-direction:column;gap:2px;font-size:14px;color:#52697e}
.modal-box .rung small{font-size:11px;letter-spacing:1.5px;color:#c8232f;font-weight:700}
.modal-box .rung b{color:#18354f;font-size:15px}
.modal-box .il-list{display:grid;gap:8px}
.modal-box .il{display:flex;flex-direction:column;gap:2px;border:1px solid #e1e8ef;border-radius:6px;padding:10px 16px;background:#f8fafc;text-decoration:none}
.modal-box .il b{font-size:14px;color:#18354f}
.modal-box .il span{font-size:12.5px;color:#0a5d91}
@media(max-width:600px){.modal-box .step,.modal-box .rung{padding:12px}}